Alternative Finance

Do you need finance to continue with your property development plans, but you are struggling to convince the mainstream banks to invest in you? Our alternative finance service can help.


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Alternative finance to kick-start your property development.

Alternative finance is an innovative and fresh-thinking way for property developers to gain access to the vital funding sources that make development projects possible.

All made possible by the power of the crowd.

What is alternative finance?

Alternative finance is a range of products that reside outside the domain of conventional banking.

These products provide new avenues through which businesses and individuals can get access to funding, free from the restrictive criteria and inhibitive costs of the high street banks.

Why is alternative finance helpful?

In property development you can be faced with a number of scenarios where you need finance quickly, but your circumstances may mean that you don’t qualify as a credible investment vehicle for a traditional bank.

Alternative finance is ideal for those who need cash quickly but don’t want to have to jump through hoops or pay extortionate fees and interest rates to get it.

UOWN’s alternative finance methods.

Peer-to-peer lending (P2P)

The UOWN platform connects property developers wanting money with investors who are wanting to invest and earn a return. UOWN is the middle-man who ensures investors are pre-screened and developers execute their project properly.

Property crowdfunding

UOWN can arrange equity deals, where investors can use their money to buy equity in a development venture, the investors then receive a share of the profits when the development is finished.

What makes our alternative finance different.

Speedy application

UOWN uses a fast application process, which is simple, straight-forward and available to anyone.

Primed investors

We have a legion of investors who have a track record of raising funds for property development opportunities of all types and sizes.

No need for brokers

There is no need to involve and pay for a broker to agree the loan for you, UOWN has all the information and can deal with all the necessary application processes.

Friendly and approachable

UOWN is always available to answer questions, provide information and offer guidance. We are not a faceless bank and you will be in direct contact with us.

The facts and figures of our typical deals

70% maximum LTV

Finance from £25,000 - £5,000,000

Avg funding time of 28 days

Preliminary decisions reached in 48 hours

Apply for alternative finance.

Funding is available for your property development projects where you need extra finance quickly.

In scenarios where a developer has land, it is strongly preferred that all planning permission and the necessary legal obstacles have already been taken care of.

So if you want to see what we can do for you, complete the form, we can start talking straight away, and you can let the power of the crowd take you where you want to go.

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Alternative finance FAQs.

Is there a limit on how much a developer can borrow through UOWN?

What security will I need to offer you?

What happens if I can't repay?

Do investors get any equity or share of profits from projects?