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About risk

Property prices go up as well as down, so you might not get out what you put in. The same goes for how much rent we collect. Our forecasting tools help with the guesswork but they're not a reliable way to predict the future. Please also note that invested capital is illiquid and is not protected under the Financial Services Compensation Scheme.

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Before deciding to invest please read our full risk warning

Property Management

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What insurance does a property have?

What insurance does a property have?

The insurance we have on each property covers the following:

  • Reinstatement Costs
  • Landlord Contents Cover
  • Loss of Rent

Insurance is specific to each property and the cost of insurance is deducted on a monthly basis from Gross Rent. This means the cost is handled seamlessly and the rental income that you are paid monthly already has this cost deducted.


Related help articles:
Aren’t student properties vacant over summer?
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Can I live in one of the properties?
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Do I have to pay tax if the value of a property goes up?
Read more
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UOWN is a platform offering anyone the ability to invest and potentially earn money from property at the click of a button. Giving the ownership of UK property back to the people.

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UOWN is a trading name of U Own Exchange Limited, an appointed representative of Resolution Compliance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 574048). UOWN, 3rd Floor, Northgate, 118 North Street, Leeds, LS2 7PN

House prices can fall as well as rise and you may not get back all of the money you invest. Any shares purchased can only be sold on the UOWN platform so you will have to wait until there is a buyer for your shares. Rates of return quoted on our website are estimates only and are not guaranteed. Investments are not protected under the Financial Services Compensation Scheme.

For more details please see our in depth risk statement.