Property prices go up as well as down, so you might not get out what you put in. The same goes for how much rent we collect. Our forecasting tools help with the guesswork but they're not a reliable way to predict the future. Please also note that invested capital is illiquid and is not protected under the Financial Services Compensation Scheme.Ok, got it
Repairs provision is a cost added to the investment up front, whereas the maintenance allowance is taken out of the rent every month. We include a repairs provision to ensure that there is some money set aside a the start of the investment in case there are any large unexpected costs early on.