Peer to Peer Lending
Do you need to borrow money quickly to fund your property development, but you don’t want to deal with the banks? Peer to peer lending could be the property finance option for you.
UOWN is a trusted partner,
experienced developer,
and a transparent platform.
4.7 Trustpilot Score
Trusted by over 3000+ users
Projects totalling £3,500,000+
Expertise provided by The Parklane Group
Peer to peer lending matches your demand for funds with a pool of investors
We know that the UK needs properties and there are people wanting to develop them. So let us be the link that brings all this together and introduces practical property development funding to property developers.
All made possible by the power of the crowd.
Simpler property finance, powered by people
It’s much quicker and simpler to borrow money from a person, rather than a bank.
UOWN’s property crowdfunding platform could be the best way to bring everything together to offer benefits to both the borrower and the investor.
The benefits of peer to peer lending
Competitive rates Because you aren’t dealing with banks or financial institutions, you are also free of their overheads, so you can enjoy more competitive interest rates in return.
Flexible terms You can enjoy more flexible terms on the loan, which can often mean no fees for overpayment or for early exit/repayment and flexible payment dates.
Simple application process The online application process is fast and convenient. You only have to deal with UOWN not the individual P2P lenders, so everything is simple and straightforward.
A language you understand P2P lending is accessible and user-friendly, and compared to other forms of financial funding involves no jargon or complex terms and conditions.
UOWN are a tried and tested platform
The facts and figures of our typical deals
70% maximum LTV
Finance from £25,000 - £5,000,000
Avg funding time of 28 days
Preliminary decisions reached in 48 hours
Apply for peer to peer property finance.
Funding is available for new build projects on land you have to develop or for heavy refurb opportunities where you need extra finance quickly.
In scenarios where a developer has land, it is strongly preferred that all planning permission and the necessary legal obstacles have already been taken care of.
So if you complete the form to request your funding, we can start talking straight away, and you can let the power of the crowd take you where you want to go.
P2P Lending FAQs.
Do I need to be an experienced investor/developer to list a project through UOWN?
What factors do you consider when deciding whether or not a development should be listed on the UOWN platform?
Is there a limit on how much a developer can borrow through UOWN?
What happens if I can't repay?
UOWN is a platform offering anyone the ability to invest and potentially earn money from property at the click of a button. Giving the ownership of UK property back to the people.
Help and Resources
UOWN is a trading name of U Own Exchange Limited. UOWN, 3rd Floor, Northgate, 118 North Street, Leeds, LS2 7PN
House prices can fall as well as rise and you may not get back all of the money you invest. Rates of return quoted on our website are estimates only and are not guaranteed. Investments are not protected under the Financial Services Compensation Scheme.
For more details please see our in depth risk statement.