Property prices go up as well as down, so you might not get out what you put in. The same goes for how much rent we collect. Our forecasting tools help with the guesswork but they're not a reliable way to predict the future. Please also note that invested capital is illiquid and is not protected under the Financial Services Compensation Scheme.
Ok, got it
Property prices go up as well as down, so you might not get out what you put in. The same goes for how much rent we collect. Our forecasting tools help with the guesswork but they're not a reliable way to predict the future. Please also note that invested capital is illiquid and is not protected under the Financial Services Compensation Scheme.
Ok, got itSSAS pensions
Fancy getting more from your SSAS by investing in the property market? Invest your SSAS pension with UOWN to take advantage of our commercial property investments.
Smart pensions for small businesses
SSAS pensions allow savvy small businesses to invest their pension pot in order to grow returns for employees.
All made possible by the power of the crowd.
What is a Small Self Administered Scheme?
A Small Self Administered Scheme (SSAS) is a type of workplace pension scheme known as a defined contribution scheme.
It is usually set up by directors of a company in order to gain more control and offer more flexibility over where contributions are invested.
Self managed, more freedom
A SSAS pension scheme can be set up and managed by the employees of a business, as there is no interaction required with financial institutions, hence the name small self-administered scheme.
Members of the scheme can choose how their money is invested, which offers investment opportunities that aren’t available with other types of pension.
Invest for your business, and your loved ones.
One major benefit of a SSAS pension fund, particularly to a small, family-run business, is that members can include people who don’t actually work for the company, such as family relations.
SSAS pensions help your employees and their families invest for their retirement, together.
SSAS pensions are a tax efficient way to invest
The contributions you make are eligible for tax relief, and for basic rate tax-payers this amounts to a 25% tax top up. In other words, HMRC will add £25 for every £100 you pay into your pension.
You can also reclaim additional tax relief through your annual tax return if you pay a higher rate of tax.
Only one SSAS pension fund is allowed in one company. You cannot open multiple SSAS pensions to accommodate larger
Membership of the scheme is capped at 11 people. This total applies to named beneficiaries inside and outside of the company.
We factor your interest payments into the balance of the loan, leaving you with a simple and manageable lump sum figure
HMRC allows you to invest in a range of assets, including commercial property.
Banks may be hesitant to give access to finance for a development that requires a lot of work. We counteract this by using equity
Trustees can start to draw benefits from the scheme from the age of 55, but not sooner.
You can take the first 25% of your fund as a tax-free lump sum, or you can receive 25% of each withdrawal tax-free.
Withdrawals are subject to the normal rate of income tax, although there is no cap on the amount you can withdraw.
All SSAS pension fund assets are held in the name of the trustees. It is recorded that each individual member holds a proportion
Why invest with UOWN as part of your SSAS?
By holding investments with UOWN as part of your SSAS you can enjoy the following benefits:
- Access to investments sourced by experts.
- Tax efficient property investments.
- Our service is completely transparent and you are kept informed of progress with your investment.
- Diversify your retirement investment portfolio by investing in commercial property.
SASS pensions FAQs.
