How much money will I earn?

The honest (if unsatisfying) answer is: 'It depends on the project's performance.' Each project on UOWN comes with a projected return – usually expressed as a percentage (e.g., 'Projected Return: 20%') or an annualized rate if the term is long. This projection is our best estimate of the profit you could make on top of your initial investment, based on the business plan. For example, a 20% projected return on a 1-year project means we anticipate a £100 investment could return £120 total (your £100 back + £20 profit).

However, these returns are not guaranteed – property values can go up or down, costs can overrun, or timelines can shift. You could end up earning less than projected, or more, or in a worst-case scenario, even lose some of your capital. We give projections based on careful analysis, but they remain forecasts.

That said, UOWN has a pretty strong track record so far:

• The average project return delivered to investors historically is around 17.7% (profit per project). That's an average across all completed deals – some delivered more, some less.

• Our most successful project to date returned a hefty 26% profit to investors.

• We're proud that as of now, every project we've completed has delivered a positive return (no investor has lost money on a completed project to date) – though of course, past performance is not a reliable guide to future results.

Timing of earnings: In development projects, you typically get your profit at the end when the property is sold. There's no interim interest or dividend in most cases. So you might see a big fat 20% – but remember that might be over 1-2 years, not per month or anything.