}
Learn about Risk
Close

The Hub

The Hub is our Knowledge Center featuring useful and inspirational articles.

More articles to discover:

UOWN: Developing Well
Published on
September 21, 2018

There’s a better way to develop and manage property than current conventional approaches to the renter economy. Here at UOWN, we’re pioneering positive, democratic ownership and investment, and we’re excited about how our work can align with other progressive property projects around Yorkshire.

Why You Should Invest In Student Property
Published on
September 20, 2018

We take a look at why you should consider investing in student property. There are a number of things to consider and we help you navigate the pros and cons.

Homes of the Rich and Famous
Published on
September 19, 2018

Buckingham Palace may be one of the most expensive properties around the world but is that because of its location? We have taken 8 homes of the rich and famous and relocated them across the UK to see how much the price differs based on the price per square foot in each area. How much would Buckingham Palace be worth if it was in Blackpool or if Beyonce and Jayz's 30,000 ft LA mansion was actually located in Doncaster?

The World's Best Student Accomodation
Published on
September 17, 2018

Want to know what the best student accomodation in the world looks like? We look at the worlds most mad and wonderful student accomodation!

Pension Investment Alternatives: Where else you can invest for retirement
Published on
September 17, 2018

Pensions are vital when it comes to retirement but increasingly people are becoming disillusioned with the pension industry and are looking into the alternatives. We have compiled a list of various vehicles that can be used for retirement and given you the lowdown on what each may be able to do for you.

How To Help Prepare Your Child For University
Published on
September 17, 2018

Getting your child ready for life away from the proverbial nest is something that takes a long time, but as the time fast approaches there are a few things you can do to get them and yourself ready for the big day.

How To Get Into Property Development
Published on
September 17, 2018

Getting into property development can be difficult, with lots of potential pitfalls. Here is our guide on how to break into the industry and common mistakes to avoid.

Tracey: The Buy-To-Let Investor
Published on
September 17, 2018

Tracey is Director of Daletech Electronics. She has commercial property investing experience but doesn't have the time to be a hand on property investor whilst running a company. She chose UOWN because she wanted to invest in property without the headaches.

Gillian: The Aspiring Property Investor
Published on
September 17, 2018

Gillian is a PHD student at Leeds University. After tragically losing her father she inherited some money that she wanted to use in a way that she feels he would approve of. A rather unknown fact about Gillian is that she is a GB snowboarder and likes to spend any time she can find on the snow. She plans to use the potential returns she will generate to allow her to travel as much as possible with her Mum.

Joe: The Young Saver
Published on
September 17, 2018

Joe is 19 and studying at Leeds' College of Music. His aim is to save up to buy a vintage saxophone from the 1930's. He had never invested in anything prior to using UOWN and started out by putting in the minimum amount. After seeing returns come in after the first month he chose to save some more money that he had set aside. He really likes how inclusive crowdfunding is.

James: The Millennial Magpie
Published on
September 17, 2018

James is an Analyst for the NHS. He has some experience of P2P Lending and other crowdfunding platforms but wasn't happy with the less than stable returns. He was attracted to UOWN because of our unique ability to pay rent even as we raise money for the property in question. He also has a lot of faith in the student rental market in Leeds.

Bruno: The Ethical Investor
Published on
September 17, 2018

Bruno is a Portuguese Nurse, after spending 16 years in the Portuguese Navy he came to England to work for the NHS. He first began investing in Portugal where he overcame the initial fears he had. He now looks for investments with values he feels are important and that resonate with him.

Seth: The First-Time Investor
Published on
September 17, 2018

Seth is an emergency medical technician with the Yorkshire ambulance service. He was first attracted to save with UOWN due to the low minimums. After investing in a few platforms he settled with UOWN due to it's ease of use, low minimums and because of the potential returns.

EPC Certificates: Everything You Need To Know
Published on
September 14, 2018

Energy Performance Certificates (EPC for short) are a requirement when buying, selling or renting a home. What are they, what do they show and why should you care? Find out all this and more in our guide.

The Top 20 Side Hustles To Earn Some Extra Money
Published on
September 14, 2018

Looking for a way to make some extra income on the side? Look no further! This ultimate list is packed full of ideas that you can try to earn some more cash in your spare time.

How Long Does It Take To Earn Money As A Buy-To-Let Landlord?
Published on
September 14, 2018

Becoming a private landlord for the first time can be a stressful and protracted process. We look at what it takes to go from a desire to be a private landlord through to becoming one for the first time. We then see how this measures up against property cordfunding with UOWN.

Bank of Mum & Dad Interest Rates
Published on
September 14, 2018

What rate of interest do parents charge their children? We surveyed 2500 parents to find out.

Student Finance: What Parents Need to Know
Published on
September 13, 2018

Student finance can be a minefield with plenty of places that are easy to trip up. We put together a guide for parents and prospective students to help ensure that you don't fall into some of the most common and overlooked

5 Ways Technology Can Help Buy-to-Let Landlords
Published on
September 13, 2018

Technology is helping revolutionise industries but property has been behind the curve. That is changing, we look at five key areas that technology could help you as a landlord. Saving you money and time in the long run.

New HMO Legislation: What You Need To Know
Published on
September 13, 2018

Autumn 2018 is set to see a revision of the standard requirements for Houses of Multiple Occupation (HMOs) with the Licensing coming into effect on October 1st. Here we run through everything that you need to know about these legislative changes.

The Best Places In The UK To Invest In Property In 2018
Published on
September 13, 2018

We take a deep dive into the property investment market and look at the best places to invest in property in 2018.

Investment Case: 78 St. Annes Drive
Published on
July 24, 2018

78 St Annes drive is a 5-bedroom detached HMO student property located in Leeds. It is a proven performer property with a track record of producing high yields and income. It was valued at £245,000 in February 2018 and is currently let out and tenanted generating a gross rent of £24,765 pa.

Why crowdfunding is a great idea!
Published on
July 24, 2018

The use of crowdfunding as an alternative source for raising capital has been fast gaining popularity among both entrepreneurs and investors over the last several years. Many people today are now taking advantage of crowdfunding as a means of financing their projects or expanding their business operations.

Why millennials love property crowdfunding
Published on
July 24, 2018

Over recent times, property crowdfunding has become the hottest way of turning savings into profits through shrewd investments – particularly for the millennial generation.

The Chancellor’s war on buy-to-let landlords
Published on
July 24, 2018

The buy-to-let market has been seriously squeezed in the past few years by extra government regulations. It’s no wonder more than 500,000 landlords ditched their rental properties in the past year – with many turning to property crowdfunding as a way of taking the hassle out of investing.

Why the North is the new South for property investors
Published on
July 24, 2018

For years London and the Home Counties have been a property investor’s paradise. Those shrewd enough to buy a property in Hackney in 1997 would have seen a 753% increase in its value over the past 20 years.

Buy-to-Let Changes
Published on
July 24, 2018

As of 1st April 2016 there were a raft of changes to the buy-to-let market. Covering stamp duty, wear and tear allowances and finance cost relief we look at what this means for investors and why you may be better placed looking at alternatives to make your returns.

Five ways monopoly is nothing like property investing
Published on
July 24, 2018

As you might expect from a property crowdfunding start-up, Monopoly is by far our favourite board game at UOWN. Not only is it the perfect test of tactics and financial acumen, but it was also first printed down the road from us in Leeds and our sister company Parklane Group is also a nod to one of the most exclusive properties on the board.

Leeds Investment Case
Published on
July 24, 2018

Demand for buy-to-let has had a roller coaster year with multiple rule changes causing artificial peaks and troughs in activity. London rents have calmed down as buyers looked to get in before a 3 per cent surcharge was levied on all buy-to-let purchases in April 2016, whilst Leeds is still experiencing strong growth.

Saving for your first deposit
Published on
July 24, 2018

Saving for your first house, here in the UK at least, can often seem like a monumental and impossible task. With the UK housing market becoming more and more difficult to get into, a staggering 62% of under 35s receive help from “The Bank of Mum and Dad” to help them get on the property ladder!

The Student Rental Market
Published on
July 24, 2018

In the property crowdfunding market, investors have a huge range of property types to choose from. One property type that has always divided opinion is student property.

Meet the UOWNers
Published on
July 24, 2018

Each UOWNer has their own unique reasons for investing. We spoke to a few to hear their stories and why they chose to invest with UOWN.