When you invest in a property, your money goes into that property’s stand-alone SPV (see our explanation of what shares are). This means it’s ring-fenced from the rest of our business. So if UOWN ever gets into trouble (don’t worry - we’ve no plans to), a different organisation could step in and look after your investments. Any money held in your account but not invested is protected by our payment provider MangoPay. They’re a wholesome bunch, regulated and authorised to hold your money. Please note that your investment is not protected under the Financial Services Compensation Scheme.