What does FCA regulation mean in practice?

Here's a straightforward breakdown of what our regulatory position means for you:

No FSCS protection: Your investments are not covered by the Financial Services Compensation Scheme. This is standard for property development investments, including on FCA-regulated platforms.

No FOS access: You cannot escalate complaints to the Financial Ombudsman Service. However, we have a thorough internal complaints process and take every issue seriously.

What we do instead: Having previously operated under FCA regulation, we retained the compliance infrastructure, governance processes, and investor protections we built during that period. We conduct the same level of due diligence, maintain the same transparency standards, and follow the same anti-money laundering procedures.

SPV protection: Your funds go directly into ring-fenced SPVs with their own bank accounts. This structural protection exists regardless of regulatory status and is one of the strongest safeguards available.

Our commitment: We believe regulation is a floor, not a ceiling. We hold ourselves to a high standard because it's the right thing to do - not just because a regulator requires it.