How do you prevent money laundering?

UOWN has robust anti-money laundering (AML) procedures to prevent criminal activity:

Identity verification: Every investor must verify their identity through our KYC process. We use Shufti Pro to check ID documents, verify addresses, and screen against sanctions lists.

Source of funds: For larger investments, we may ask where your money comes from (salary, business income, inheritance, etc.). This helps ensure funds are legitimate.

Transaction monitoring: We monitor for suspicious patterns like unusual investment amounts, rapid deposit/withdrawal cycles, multiple accounts from same person, and investments inconsistent with stated income.

Restricted countries: We don't accept investors from high-risk jurisdictions or countries subject to sanctions.

Ongoing monitoring: AML isn't just at signup – we continuously monitor accounts for suspicious activity throughout your relationship with UOWN.

Reporting obligations: We're required to report suspicious activity to the National Crime Agency without alerting the customer (called 'tipping off').

Why this matters: These measures protect the platform's integrity, prevent criminal funds entering property markets, ensure legitimate investors aren't associated with crime, and maintain trust in the crowdfunding model.

Your cooperation with AML checks helps keep the platform safe for everyone.