What happens if UOWN becomes insolvent?

While we're financially stable and growing, it's important you understand what would happen in this scenario:

Your investments are protected: Each investment is held in a separate SPV (Special Purpose Vehicle) that owns the property. These SPVs are independent legal entities. If UOWN failed, your SPV shares would continue to exist, and the properties would still be there.

Transfer of management: An insolvency administrator would be appointed to manage UOWN's affairs. They would arrange for the SPVs to be transferred to another management company or platform, ensuring projects continue and complete.

Ring-fenced funds: Your investment is held in the SPV's own bank account, not by UOWN. These funds would be unaffected by any insolvency of UOWN itself.

Continuity of projects: Development projects would continue under new management. The properties don't disappear, and the legal structure remains intact.

Returns still paid: Even if UOWN ceased to exist, the SPVs would still complete their projects and pay returns directly to your registered bank account.

Communication: The administrator would be legally required to communicate with all investors about the transfer process.

Key point: You're investing in properties via SPVs, not in UOWN itself. UOWN is just the facilitator.