What happens in the event of platform fraud?

While we have strong controls to prevent fraud, here's what would happen if fraud occurred:

Internal fraud prevention: We have multiple controls including segregated duties (no single person can move money alone), third-party sign-offs on project spending, regular reconciliations and audits, background checks on staff, and suspicious activity monitoring.

If fraud is detected: We would immediately freeze affected accounts, notify affected investors, report to authorities (police, FCA, Action Fraud), conduct a full investigation, and implement additional controls to prevent recurrence.

Recovery options: Depending on the fraud type, we might pursue criminal prosecution, civil recovery through courts, insurance claims (if applicable), and asset recovery where possible.

Investor protection measures: The SPV structure limits fraud impact to specific projects, Direct investment model means no uninvested funds are held on platform, and third-party monitoring of projects reduces fraud opportunities.

Your role in prevention: Protect your login credentials, verify emails are genuinely from UOWN, report suspicious activity immediately, and never share account access.

Liability: While we do everything possible to prevent and address fraud, investments are not insured against fraud losses. This is another reason to only invest what you can afford to lose.