Why do you ask for source-of-funds information?

Source of funds checks are a regulatory requirement and an important part of preventing financial crime:

When we ask: We typically request this information for investments over certain thresholds, first-time large deposits, patterns that seem unusual, and random compliance checks.

What we're checking: We need to verify that your investment money comes from legitimate sources like employment income, business profits, investment returns, property sales, inheritance, or savings.

What we might request: Recent bank statements, pay slips or employment contract, tax returns, sale contracts (property/business), inheritance documentation, or investment statements.

Why it's necessary: It's legally required under AML regulations, protects the platform from money laundering, ensures property markets aren't used for crime, protects legitimate investors, and maintains our payment provider relationships.

Privacy: We handle this information confidentially, only use it for compliance purposes, store it securely, and don't share it except where legally required.

If you can't provide it: Without satisfactory source of funds information, we may not be able to accept your investment. This isn't personal – it's a regulatory requirement.

We know it can feel intrusive, but these checks protect everyone using the platform and ensure UOWN operates legally and ethically.