Property and stocks and shares have been popular investment vehicles for a long time. But which one is right for you? We've rounded up the pros and cons of each to help you decide.
Property prices go up as well as down, so you might not get out what you put in. The same goes for how much rent we collect. Our forecasting tools help with the guesswork but they're not a reliable way to predict the future. Please also note that invested capital is illiquid and is not protected under the Financial Services Compensation Scheme.Ok, got it
Seth: I’m Seth, 24. I work for Yorkshire ambulance service as an emergency medical technician.
UOWN: Why did UOWN stand out?
Seth: It just caught my attention by being able to invest quite a small amount of money, advertised to me because I just didn’t have this big sorts of money – the other money to buy another house. But I like the idea of investing in property and UOWN kind of gave me the opportunity of being able to do that. So I could invest as little as like 20 quid.
UOWN: Do you have any investment goals?
Seth: Just saving for a rainy day really.
UOWN: How did you find the returns from UOWN?
Seth: The returns came through quite quickly. I’ve used other crowdfunding websites and they’ve taken like up to six months to actually start getting anything from it. Whereas with UOWN, I got it straight away.
UOWN: How did you find the website?
Seth: Probably one of the easiest going. With other sites it can be quite a lot of phases before you actually do anything and you’re waiting such a long time to hear anything back as well. It just seemed quite efficient to me.
UOWN: What do you love about UOWN?
Seth: Really easy to use website. Money comes through very quickly and if you put some money in, you tend to get – you start seeing the rental income coming through within like a month or two whereas other sites I’ve used, six months until I started seeing any return and then they’ve got the amount wrong.