Can I invest through my company or pension?

Good question! Many investors want to use different vehicles for tax or financial planning reasons:

Company investments: Yes, UK limited companies can invest through UOWN. During signup, you'd register as a corporate entity rather than an individual. You'll need to provide company details, and we'll verify the company's identity and its directors. The investment would be in the company's name, and any returns would go to the company. This might have tax advantages if you're investing through your business. Note that the company would need to meet the same investor classification requirements.

Pension investments (SIPPs/SSASs): This is trickier. While some Self-Invested Personal Pensions (SIPPs) and Small Self-Administered Schemes (SSASs) can invest in property, not all pension providers allow investments in crowdfunded property or unregulated investments. You'd need to check with your specific pension provider if they permit this type of investment. If they do, the process typically involves the pension trustee making the investment on behalf of your pension. UOWN can provide the necessary documentation, but we can't guarantee your provider will approve it.

ISA investments: Unfortunately, you cannot use ISA funds to invest in UOWN projects. Property crowdfunding equity investments don't qualify for ISA tax wrapper under current rules.

Trust investments: Trusts can potentially invest, but this needs case-by-case assessment. Contact us to discuss your specific trust structure.

Joint investments: Currently, UOWN accounts are individual only – we don't support joint accounts. If you want to invest as a couple, you'd each need separate accounts.

Always consult with your financial advisor or accountant about the best vehicle for your investments, as the tax implications can vary significantly.