Does UOWN offer IFISA or other wrappers?

No, UOWN doesn't currently offer Innovative Finance ISA (IFISA) or other tax wrappers:

No IFISA: We don't have IFISA manager permissions, so you can't hold UOWN investments in an Innovative Finance ISA.

Why not: Property development equity investments don't easily fit within current ISA regulations, which are more suited to peer-to-peer lending.

Standard taxation: All UOWN investments are subject to standard UK tax rules on capital gains and income.

Future plans: We continue to monitor regulatory developments and may explore tax-efficient wrappers if regulations change.

Alternative strategies: You might consider using your annual CGT allowance efficiently or investing through a limited company if appropriate.

Tax planning: Consult a financial advisor about tax-efficient investment strategies that work with your overall portfolio.