In the UK title deeds can only have 4 legal owners. This is obviously not conducive to crowdfunding where potentially hundreds of people own a proportion of the development company. Therefore projects are owned by a company which owns ONLY that single property. (This is to ring-fence each individual investment) When you invest into a development you are buying shares in the company that owns the property.

In the case of loans you are loaning money to the development company and as such don't own the property or a part of the company but they owe you your money plus the pr-agreed return.

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House prices can fall as well as rise and you may not get back all of the money you invest. Rates of return quoted on our website are estimates only and are not guaranteed. Investments are not protected under the Financial Services Compensation Scheme.

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