Why do I have to verify my identity to sign up?

Because we deal with financial investments, we're required by law to verify who you are – it's all part of anti-money laundering (AML) and 'Know Your Customer' (KYC) regulations. Don't worry, the process is quick and mostly painless!

We partner with Shufti Pro (a secure third-party verification service) to check your ID. You'll be asked to provide some personal details and snap a photo of an identity document (like your passport or driver's license) and a selfie. We use these to confirm you're a real person and not, say, a clever cat with a wallet.

For most people, verification is instant. You can invest immediately after signing up, but you'll need to complete full KYC verification through Shufti before receiving any returns. This is a regulatory requirement. Once you're verified, all your returns will be paid directly to your bank account.

The bottom line: verifying identity keeps UOWN compliant and the platform safe for everyone.